If you are getting married, one of the things to consider is a prenuptial agreement. This agreement is one you put into place before you get married so that you and your spouse-to-be understand what will happen if you ever divorce in the future.
Your prenuptial agreement can’t include anything illegal, but you can go over some topics like how you’ll divide your bank accounts or stocks if you separate. You can discuss important factors involved in your marriage, like student loans and shared debts.
Isn’t asking for a prenuptial agreement offensive?
Some people believe that asking for a prenuptial agreement is offensive to the other party, but that doesn’t have to be the case. The agreement could be offensive if you introduce it after an argument or if you have suggested that you don’t trust your partner in the past, but if you bring up the idea that you’d like a prenuptial agreement to protect both of your best interests, then your partner may be more willing to discuss it.
A prenuptial agreement isn’t about penalizing one person if you eventually divorce. Instead, think of it as a document that protects both of you against debts and encourages the fair division of your assets at a time when you both may not like each other very much anymore. A prenuptial agreement could help your divorce go smoothly even if you and your spouse can’t get along long enough to be in the same room together for one reason or another.
What can you do to make a prenuptial agreement more palatable?
You should always approach a prenuptial agreement with the goal of being fair. If you have a prenuptial agreement drawn up that is one-sided, then your future spouse may refuse to sign it. Instead, make sure you have one written up that is fair to both of you. Then, give your partner enough time to review it with their own attorney and to suggest changes if any are needed.
When you can both be on the same page with your agreement, it’s more likely that you will both abide by it without contesting its validity if you have to divorce in the future.